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Ways to Save a Buck

From the Editor
Well, today is TAX DAY. If you need to file an extension there is still time.  If you have reviewed  the tax tips that I provided last week and feel that your accountant or tax preparer did not give you all of your tax deductions you can have your taxes updated to reflect current deductions. It may delay your tax refund, but may be well worth the effort. May is my hosted event of honoring all women. This year's theme is "Ladies To The Kitchen." I am currently working on a senior citizen portal for family bonding opportunities and this will complete my N. American family bonding portal (web site), and then the next phase will be to complete my international portals.

The New Monday Show
Last night's discussion was about keeping your promises to God (Elohim, Allah) and God's forgiveness when there is division in households. You may listen to radio broadcast at any time on BlogTalkRadio, sherleneonline.org

Let's talk, Ways to Save a Buck
Article written by Clark Howard, Living Large in Lean Times (Avery, $18), Readers Digest (2011, Aug.).

Mr. Howard and I have a lot in common, well almost. Clark is a self-made millionaire with a syndicated radio show. He says a peek is a "poor man's Blackberry." It provides texts and emails for $10. Here is a list of some of his favorite tips to save a dollar:
  • Buy perishable groceries only as you need them and nonperishable once a month.
  • Never finance a car for longer than 42 months.
  • Let online pharmacies bid for your business like websites such as bidrx.com
  • Apply for a Fidelity Retirement Awards American Express card. Comments that it deposits 2% cash back on all purchases directly into your IRA, 529 college savings plan, or Fidelity brokerage account. Clark considers it to be the best chard card that you should have.
Clark's tips are only suggestions. I personally have financed a car for 48 months because when you need it you need it; but, you may have to pay a little bit more in the long run. Some may argue that purchasing items when they are on sale and using coupons for double savings is the way to save. Did you know that the majority of unique households who earn over $100,000 mostly clip coupons? You must choose what's best for your unique household based on your unique needs and wants

Ss
Editor-in-Chief